Andrew is the Chief Executive Officer (CEO) at NTUC Income Insurance Co-operative Limited (Income), a leading composite insurer in Singapore. An industry veteran, Andrew is passionate about and driven to realise the potential of insurance to improve the financial well-being of individuals, communities and businesses in Singapore and around the region. He is keenly building business adjacencies and leveraging technology and data intelligence to transform insurance into a powerful financial planning and wealth solution for financial resilience and a more sustainable future. Under Andrew&rsquos stewardship, Income has gained a reputation as an innovative and tech-and-data-driven organisation that is driving change and improving financial planning and well-being through targeted products and solutions and a sharper customer experience that is personalised, seamless and empowering. He is also a proponent about bringing the people along the change and transformation journey. Prior to joining Income in 2015, Andrew has previously held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential. His business experience cuts across diverse disciplines which range from distribution, business development and operations to using information technology, data analytics and customer insights for business decision-making. With rich local and regional experiences, Andrew is adept at driving business growth by seamlessly and effectively integrating distribution with other business components such as analytics, marketing, product development and operations. Andrew holds a BEng in Naval Architecture & Ocean Engineering, a Graduate Diploma in Business Management and is married with 2 young kids.