A tech driven medical doctor, competent administrator, principal consultant and head of risk for Life & Health, Personal Accident and Travel insurance business with 21+ years of relevant work experience in senior, progressively responsible positions in a multi-cultural environment of healthcare & insurance industry with solid track record. Carry in – depth knowledge of the Indian Insurance (Life & Health) market from Payers, Providers, Patient / Customer, Vendors, Re insurers and TPA's perspective. Possess deep understanding of regulatory (IRDAI) requirements / policies in the Indian Insurance Industry. Have excellent reputation in the re / insurance industry, solid network. And carries analytical skills and can critically evaluate information.