Driven by the desire to restore insurance to its original purpose of providing mutual aid for those who need it most, but can afford it least, Michele founded Democrance in 2015. Prior to that, Michele worked in strategy and distribution at global insurance powerhouses AXA and MetLife in France, Egypt and the UAE. He is a frequent speaker at microinsurance, entrepreneurship and social innovation events, as well as a frequent contributor to publications in the Middle East and wider region. Italian by birth, Michele holds a Master in Management / Grande Ecole from ESCP Europe in Paris and MSc in Economics from Turin University. He is also a graduate of Carlos III University in Madrid and City University in London.