Christina Cai is the co-founder and COO of Lydia AI, an applied AI company on a mission to insure the next billion people. Insurance companies tap into the company's risk prediction engine to make accurate dynamic health risk predictions based on alternative data. These actuarially validated health scores are used to make personalized product recommendations, accelerate underwriting and create new insurance products. Established in 2015, Knowtions Research is backed by Alibaba Entrepreneurs Fund, Information Venture Partners, 500 Startups and the Canadian Government.