Pankaj is Global CTO of HSBC Insurance. Pankaj started his career at IBM where he spent 3 years as software developer before joining HSBC where he has spent 17 years in various Technology positions. He has experience in diverse technology stacks and is strong evangelist for driving business innovation through technology. He was promoted to the current role as CTO in 2021 and is now responsible for Technology strategy, standardization and Delivery across all Insurance markets HSBC operates in.