Penny Law is a Managing Director & Partner at Boston Consulting Group (BCG), a leading global strategy constancy. Penny has 15+ years of experience advising insurers, banks and other financial institutions in strategy and transformation across Asia. As a Hong Kong native, Penny has extensively worked with Hong Kong insurers and banks on topics ranging from sales force effectiveness and digital engagement to operations and technology strategy. Working closely with insurers and banks, he has a strong passion for innovation in bancassurance – particularly for life insurance and the growth in the Greater Bay Area.