 
					
				Ralph Holmes
                
				
					
                        Alliance and Sales Director – APAC
                    , 
				
				
					
                        Elfie
                    
				
				
			
			
				
					
		
		
	Ralph is a digital health and wellbeing specialist with over two decades of experience in the insurance sector, spanning five countries. He has launched and led numerous health and wellbeing programs globally. At ITC Asia, Ralph will be introducing ElfieWorks, a cutting-edge solution designed to improve health outcomes and control healthcare costs.
				
			
			
			
			
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