Stephan Kaiser’s journey spans continents, industries, and a passion for reimagining insurance. After studying law in Germany and the U.S., he entered the world of investment banking in 1998, advising leading financial institutions from London on everything from cat-bonds to acquisitions.

In 2007, Stephan’s move to Hong Kong sparked a lasting connection to Asia’s fast-growing markets. Throughout his two decades in banking, he gravitated toward the “quirky” end of the financial sector, with a particular focus on insurers’ balance sheet challenges—an experience that later fueled his entrepreneurial drive.

In 2019, seeing the shifting demographics and digital opportunity in Asia, Stephan returned to the region to build something new. He founded KoverNow in Singapore in 2020, setting out to transform how high-value personal assets are protected—making insurance smarter, faster, and mobile-first.

Today, Stephan is leading KoverNow’s mission to bridge the gap between traditional insurance and the digital lifestyles of tomorrow’s collectors and consumers.