Beyond Protection: How Prevention Can Drive Insurance Growth (ITC Asia 2026)

Vinay Surana, Regional Managing Director for Asia Pacific, the Middle East and Africa at Allianz Partners, discusses how insurers can create greater value by moving beyond traditional, reactive coverage. Rather than only supporting customers after an incident, insurers can use AI, data and connected technology to anticipate risks, prevent problems and embed assistance directly into customers’ everyday journeys.

He highlights how this shift can change insurance from a product associated with claims and losses into a proactive service that enables customers to live, travel and work with greater confidence. The broader message is that sustainable growth will depend not only on technology or strategy, but also on insurers’ ability to build strong local ecosystems and execute consistently across markets.

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